Insurance Company Not Accepting Fault. There are several reasons why, but the most compelling might be this — the minute you cash that check, and it clears, that may settle the case. In 16 states, drivers are required to have personal injury protection on their car insurance policy.
If the insurance company denies the claim and evidence shows you were not at fault, contact them and provide all the evidence such as recorded statements, police report and eyewitness accounts that support your position. As soon as the insurance company has denied a claim or not given a satisfactory response to a claim, the customer should write a letter. If your insurance company refuses to revise their decision and you still disagree, contact your insurance company’s complaint officer.
That Is Why You Have Insurance.
If your coverage can repair your vehicle damages and handle any medical bills due to the accident, then that would be your best option. If you believe your insurance company made an error in settling your claim, ask your claims adjuster which fault determination rule was applied in your case. As soon as the insurance company has denied a claim or not given a satisfactory response to a claim, the customer should write a letter.
I Don’t Think Your Insurance Company Is Going To Punish You For Filing A Claim In Which You Were Not At Fault.
And if the arbitrator finds that the other person was at fault, his/her insurance company will frequently accept liability for your injuries. If your insurance company refuses to revise their decision and you still disagree, contact your insurance company’s complaint officer. If the other driver’s insurance company is not accepting fault, the most common solution is to have your insurance company cover the repairs for your vehicle.
When A Liability Claims Adjuster Tells You That They Are Accepting Liability, It Means That They Accept That Their Insured Is Liable For Causing The Accident.
The customer may also state that they plan to file an appeal. If you were not injured, and your damages are below the amount for small claims court, you file a lawsuit in small claims court against the driver of the car. In 16 states, drivers are required to have personal injury protection on their car insurance policy.
If You Do Not Have Coverage And The Insurance Company Won’t Accept Liability You Need To File A Lawsuit And Prove Your Case In Court.
Even if a collision is the fault of its insured, an insurance company may simply deny liability on the claim. I recommend that you file the claim on your insurance and let them go after reimbursement of the repair costs as well as your deductible. Almost always the answer is no.
Take Your Time Understanding The Value Of Your Claim And Reviewing The Offer Before Saying Yes.
If the other driver and/or insurance company is not accepting liability, ask them why they believe their party is not at fault. This could be photos, a witness’ account of what happened, the police report of the incident, or something else. What to do if you disagree with your insurance company’s assessment of fault.